Terms and Conditions
Welcome to Grank and Frasers Systems Limited. These Terms & Conditions (“Terms”) govern your use of our website and your purchase of ebooks and other digital products available through our platform.
By accessing our website or purchasing any product from us, you agree to be bound by these Terms. If you do not agree with any part of these Terms, please do not use our website or purchase our products.
1. About Our Products
Grank and Frasers Systems Limited provides digital products, including ebooks, guides, educational materials, and other digital resources.
All products displayed on our website are subject to availability and may be updated, modified, or discontinued at our discretion.
We make reasonable efforts to ensure that product descriptions, images, pricing, and other information displayed on our website are accurate. However, we do not guarantee that all information will always be complete, current, or error-free.
2. Eligibility
By using our website or purchasing our products, you confirm that:
- You have the legal capacity to enter into a binding agreement.
- The information you provide during checkout is accurate and complete.
- You will use our website and products in accordance with these Terms and applicable laws.
If you are purchasing a product on behalf of another person or organization, you confirm that you have the authority to do so.
3. Orders and Purchases
When you place an order through our website, you are making an offer to purchase the selected digital product.
An order is considered accepted once payment has been successfully processed and we provide confirmation of your purchase.
We reserve the right to refuse or cancel an order where there are reasonable grounds to suspect fraud, unauthorized activity, pricing errors, technical errors, or other circumstances that may affect the validity of the transaction.
4. Pricing and Payments
All prices displayed on our website are listed in the currency indicated at checkout.
Prices may change from time to time. Any price change will not affect an order that has already been successfully completed and paid for.
Payments may be processed through third-party payment providers. By making a purchase, you agree to provide accurate payment and billing information and authorize the applicable payment provider to process your transaction.
We do not generally store complete payment card details on our own systems.
5. Digital Delivery
All ebooks and other digital products are delivered electronically.
After successful payment, your purchased product may be made available through a download page, email, customer account, or another digital delivery method.
Delivery is generally immediate or within a few minutes after payment confirmation.
If you do not receive your purchase, please check your spam or junk folder before contacting our support team.
For additional information, please refer to our Delivery Policy.
6. Intellectual Property
All content available through our website, including ebooks, text, graphics, logos, designs, images, illustrations, software, and other materials, is owned by or licensed to Grank and Frasers Systems Limited, unless otherwise stated.
Purchasing an ebook gives you a personal, non-exclusive, non-transferable license to access and use the purchased product for personal purposes.
Your purchase does not transfer ownership or copyright of the product to you.
Unless we provide written permission, you may not:
- Resell or redistribute our ebooks
- Share purchased download links with others
- Upload our ebooks to websites, file-sharing platforms, or social media
- Reproduce or republish substantial portions of our content
- Modify and commercially distribute our content
- Claim our content as your own
- Use our products for commercial purposes where such use has not been authorized
We reserve the right to take appropriate action against unauthorized distribution or misuse of our intellectual property.
7. Personal Use
Unless otherwise stated on the product page, our digital products are intended for individual and personal use.
If you wish to purchase multiple copies or obtain commercial, educational, organizational, or redistribution rights, please contact us before purchasing.
8. Refunds and Returns
Because our products are digital and can generally be accessed immediately after purchase, refunds may be subject to specific conditions.
Where applicable, refund requests will be considered in accordance with our Refund Policy.
Nothing in these Terms is intended to remove or restrict any consumer rights that cannot legally be excluded under applicable law.
9. Product Information and Results
Our ebooks and educational materials are provided for informational and educational purposes.
We make reasonable efforts to ensure that the information contained in our products is useful and accurate. However, we do not guarantee that you will achieve a particular result from using any information, strategy, recommendation, or method contained in our products.
Your results may vary depending on your circumstances, actions, experience, resources, and other factors.
10. Third-Party Links and Services
Our website may contain links to third-party websites, tools, platforms, or services.
These third-party services are not controlled by Grank and Frasers Systems Limited. We are not responsible for their availability, content, security, privacy practices, or terms.
Your use of third-party services is subject to the terms and policies of those providers.
11. Website Availability
We aim to keep our website available and functioning properly. However, we do not guarantee that the website will always be available, uninterrupted, secure, or free from errors.
We may temporarily suspend or restrict access to the website for maintenance, updates, security reasons, technical issues, or other circumstances.
12. Prohibited Use
You agree not to use our website or products to:
- Violate any applicable law or regulation
- Commit fraud or facilitate fraudulent activity
- Gain unauthorized access to our systems or another person’s account
- Interfere with the operation or security of our website
- Distribute malicious software or harmful content
- Copy, steal, or unlawfully distribute our digital products
- Misrepresent your identity or affiliation
- Use our products or website for unauthorized commercial purposes
We reserve the right to restrict or terminate access where we reasonably believe these Terms have been violated.
13. Limitation of Liability
To the maximum extent permitted by applicable law, Grank and Frasers Systems Limited will not be liable for indirect, incidental, special, consequential, or business-related losses arising from your use of our website or digital products.
We are not responsible for losses resulting from circumstances outside our reasonable control, including internet outages, third-party service interruptions, device failures, payment-provider issues, or other technical problems.
Nothing in these Terms excludes liability that cannot legally be excluded under applicable law.
14. Indemnification
You agree to indemnify and hold harmless Grank and Frasers Systems Limited, its directors, employees, contractors, and affiliates from claims, losses, damages, liabilities, and expenses arising from your misuse of our website or products, violation of these Terms, or violation of the rights of another person or organization.
15. Privacy
Your use of our website is also subject to our Privacy Policy, which explains how we collect, use, store, and protect your personal information.
16. Changes to These Terms
We may update or modify these Terms from time to time.
When changes are made, the updated version will be posted on this page with a revised Effective Date.
Your continued use of our website after changes are posted constitutes acceptance of the updated Terms.
17. Governing Law
These Terms shall be governed by and interpreted in accordance with the applicable laws of the Federal Republic of Nigeria, unless otherwise required by applicable law.
Any disputes arising from these Terms or your use of our website shall be handled in accordance with applicable Nigerian law and the jurisdiction of the appropriate courts or dispute-resolution bodies.